Paisabanking Terms and Conditions
Effective Date: 03-11-2024
Welcome to Paisabanking! These Terms and Conditions (“Terms”) govern your access to and use of Paisabanking’s services, including our website, mobile application, and other services (collectively, the “Services”). By accessing or using our Services, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Services.
1. Acceptance of Terms
- By using Paisabanking’s Services, you confirm that you are at least 18 years old and have read, understood, and agree to be bound by these Terms.
- Paisabanking reserves the right to modify these Terms at any time. Any updates will be posted on our website, and continued use of our Services constitutes your acceptance of such changes.
2. Our Services
- Paisabanking provides various financial services, including but not limited to:
- Loans: Personal loans, home loans, car loans, bike loans, gold loans, and property loans.
- Credit Cards: Access to various credit card options with competitive rates and features.
- Demat Accounts: Services to open and manage demat accounts for holding and trading securities.
- Savings Accounts: Options to open savings accounts with partner banks and earn interest.
- All services are subject to eligibility criteria and approval. Paisabanking provides resources and tools to help you explore options, but approval for any financial products, including loans and credit cards, is based on the assessment of individual qualifications by Paisabanking or partner financial institutions.
3. User Responsibilities
- Account Security: Users are responsible for maintaining the confidentiality of their login credentials. Any activity under your account will be deemed authorized by you.
- Accuracy of Information: You agree to provide accurate, current, and complete information when using our Services. Paisabanking reserves the right to terminate access if false information is detected.
- Compliance with Laws: You agree to use Paisabanking’s Services in compliance with all applicable laws and regulations.
4. Privacy Policy
- Our Privacy Policy explains how we collect, use, and share your information. By using our Services, you agree to our Privacy Policy, which is incorporated by reference into these Terms.
5. Eligibility and Approval
- Loan approvals, credit card issuance, savings account openings, and demat account openings are subject to eligibility criteria established by Paisabanking and/or partner financial institutions.
- Paisabanking does not guarantee approval for any products. Qualification and eligibility will be assessed individually, and approval is at the discretion of the relevant financial institution.
6. Intellectual Property
- All content, logos, and materials provided on Paisabanking’s website and mobile app are protected by copyright, trademark, and other intellectual property laws.
- You may not copy, reproduce, distribute, or create derivative works from any part of our Services without our express written permission.
7. Third-Party Links and Services
- Our Services may contain links to third-party websites or services that are not owned or controlled by Paisabanking. We are not responsible for the content, privacy policies, or practices of any third-party services.
- Use of any third-party service is at your own risk, and we recommend reviewing their terms and conditions before engaging with them.
8. Disclaimer of Warranties
- Paisabanking’s Services are provided “as-is” and “as-available,” without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or timeliness of information provided.
- Paisabanking disclaims all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
9. Limitation of Liability
- Paisabanking, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Services.
- In jurisdictions where limitations of liability for incidental or consequential damages are not permitted, our liability is limited to the maximum extent permitted by law.
10. Indemnification
- You agree to indemnify, defend, and hold harmless Paisabanking and its affiliates from and against any claims, liabilities, damages, losses, and expenses arising from your use of the Services or violation of these Terms.
11. Governing Law and Jurisdiction
- These Terms are governed by the laws of [Insert Country/State], without regard to conflict of law principles.
- Any disputes arising from these Terms or your use of our Services shall be resolved exclusively in the courts of [Insert Jurisdiction].
12. Termination
- Paisabanking reserves the right to terminate or suspend your access to the Services at any time, without notice, for conduct that it believes violates these Terms or is harmful to other users or the company.
13. Contact Information
- For questions or concerns regarding these Terms, please contact us at:
Email: support@paisabanking.com
Phone: 8650484867